NEW YORK (GenomeWeb News) – Pacific Biometrics today said that it has entered into a loan agreement providing the firm with $4 million.

The loan comes from Terry Giles, a member of the firm's board of directors, who stepped down from that position Aug. 31, in order to avoid a conflict of interest. The four-year loan has a fixed interest rate of 12 percent per year and provides for eight monthly interest-only payments, followed by 40 monthly payments comprised of interest plus amortization of the principal, Pacific Biometrics said.

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